Auto & Motorcycle Loans

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We Make it Easy to Purchase a Car, Truck or Motorcycle.

Flexible terms, market-leading rates, and HFDFCU's simple process make it easy to finance the purchase of a car, truck, or motorcycle from a dealership or private party.

  • Flexible terms up to 84 Months
  • Up to 100% financing
  • No pre-payment fees
  • Gap insurance

On-Site Financing at All Major Hawaii Dealers.

All of Hawaii's major dealers provide on-site financing from HFDFCU, which can help skip an in-branch visit. Major participating dealers include all Servco locations. Use HFDFCU's AutoSmart vehicle portal to search dealer inventory.

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You Can Reduce Your Rate by Up to 0.85%!

As Hawaii's only firefighter credit union, HFDFCU offers exclusive rate discounts on posted auto loan rates for active and retired firefighters and first responders. Talk to our loan team to learn how!

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Smart Add-Ons for
Smarter Driving

From repair coverage to loan protection, these add-on services help safeguard your vehicle, your finances, and your peace of mind—so you can drive with confidence no matter what comes your way.

Competitive Rates, Local Decisions, Member-First Service

Whatever your financial goals may be, we're here to make the next step simple and stress-free. Open an account, apply for a loan, or connect with us today to enjoy competitive options, flexible solutions, and the personal service you deserve.

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